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Thursday, August 06, 2009

Total Bummer

The hubs and I have been diligently working the "Dave Ramsey" debt payoff plan for a few years now (yep...a few YEARS). It's good to work towards this goal, but sometimes the experience is less than rewarding.

We recently tried to refinance our home at a better interest rate and everything was going along swimmingly when suddenly...stopped cold by the lender. With the great new interest rates and SO many homes available it seems lenders are a bit less friendly about their lending. So...not only are we not refinancing but we're out earnest money. Total bummer!

I realize in the long run I'll understand the WHY'S to this minor set-back and we'll continue on our debt payoff plan...but man oh' man is it frustrating today!

I realized it's almost been a month since I've posted anything. In all honesty, I've been reading tons and just haven't made time for the posting.

On nephew (not the 12 y.o., but the 21 y.0.), who was passing through on his way to a communal farm he's going to move to outside San Francisco, loaned me a copy of Paulo Coelho's, "The Alchemist". I had never read this book and I LOVED it. It makes me want to read ALL his books. I was moved so many times by this journey and this story. If you haven't read it...DO IT! You won't regret it.

We also had a great visit with this nephew. I haven't seen him in years!

Work has also been crazy! Though things are improving from a business standpoint.

I guess that's really all for now. Just licking my wounds as I wait the 4 more weeks til we head out on vacation...and I can HARDLY wait. We haven't been on a real vacation since our honeymoon (11 years ago).


Dawn said...

Where are you going on vacation? I'd say it's about time! We're not doing one this year.

Sorry about the refinance!

Linda said...

I'm a Ramsay FPU grad, trying to work the system to buy a car. One step forward, two backward with everything frustration and prayer.

Keep working the plan. Being debt free is worth it!